Established Contributor
thankfulheart
Posts: 619
Registered: ‎09-26-2011
Re: (Hopefully) My Journey to Homeownership

luckelle wrote:

wow. had no real idea home buying process was this extensive. man have to get to work not only on the credit score, but paperwork also. Thanks for your story.


I've been telling everyone I know that homebuying is longer than human gestation and one should allow 12 months to prepare for it by polishing credit, making sure things are paid on time/paid off, watching DTI, not apping for new credit, watching bank accounts, taxes, etc.  Pristine record-keeping is a must!

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)