Posts: 3,362
Registered: ‎10-19-2012
Re: MyFico Sucks

axxy wrote:



I think people should demand a right to know the exact real reasons for score changes


And why exactly do you think you're entitled to such a "right"? MyFICO comes up with an algorithm that determines a score from a bunch of items on a credit report. It is their private property, much like the design of an Apple product. Why should they reveal their trade secret to the entire world? They are a for-profit corporation, not a charity organization.