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HiLine
Posts: 2,951
Registered: ‎10-19-2012
Re: MyFico Sucks

axxy wrote:

 

 

I think people should demand a right to know the exact real reasons for score changes

 


And why exactly do you think you're entitled to such a "right"? MyFICO comes up with an algorithm that determines a score from a bunch of items on a credit report. It is their private property, much like the design of an Apple product. Why should they reveal their trade secret to the entire world? They are a for-profit corporation, not a charity organization.