HiLine wrote:
axxy wrote:
I think people should demand a right to know the exact real reasons for score changes
And why exactly do you think you're entitled to such a "right"? MyFICO comes up with an algorithm that determines a score from a bunch of items on a credit report. It is their private property, much like the design of an Apple product. Why should they reveal their trade secret to the entire world? They are a for-profit corporation, not a charity organization.
$1,000,000 question that could solve nearly every issue we face
Starting Score: TU:650 - EQ: 672