Re: ScoreWatch not reporting new activity?[ Edited ]
12-27-2012 02:20 PM - edited 12-27-2012 02:22 PM
llecs wrote: When did it start reporting to TU and EX?
If the lender pulls a given CRA it doesn't always mean they'd report to that CRA first. For example my Amex (RIP) and others' most usually exclusively pulls EX. There were months it didn't report to EX first and often last. Mixed bag.
Experian Direct is rebranded as Triple Alert. That CMS will alert you to all 3 reports. I certainly wouldn't burn a new EQ report if they haven't reported to EQ. I'd wait for your CMS to alert you (or SW, whichever alerts first).
The new accounts reported late last week on TU and EX.
Starting Score 9/12: EQ 645 TU 641 EX 651
Current Score5/13: myFico EQ 676 Walmart TU 701 myFico EX 722
Goal Score: 750
US Bank PLOC-$15K, CapOne/HSBC Visa-$15k, US Bank Visa- $10k, DCU Visa-$10k, Paypal Xtras MC-$10k, USAA MC-$6k, Lowes-$5650, CapOne Visa-$5k, Discover IT-$5K, BoA Visa-$5K, Walmart -$4k, GECU Visa-$3500, US Bank RLOC-$750
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