Moderator Emeritus
Posts: 13,355
Registered: ‎12-30-2011
Inconsistent report verbiage

From a 01/01/13 pull of Transunion via myFico:


Under "What's helping your FICO score"


1) There is no evidence of a serious delinquency (60 days past due or greater) or derogatory description on your credit report. 


Followed by in the box:


- Number of your accounts that were ever 60 days late or worse: 1 account 




The late payment is legit, so it's likely something in your report generation code that's gone a little wonky; or it's being looked at by age and mine is >2 years ago.  In either event more clarity or consistency would be a good thing I suspect.

Starting Score: EQ 04 561, TU 98 567, EX 98 599 (12/30/11)
Current Score: EQ 04 700, TU 04 731, EX 98 725 (05/24/15)
Goal Score: 700 on EQ 04 (01/01/16)

Take the myFICO Fitness Challenge