Super Contributor
Posts: 9,668
Registered: ‎01-28-2010
Re: MyFICO alerts show cards twice

I see. Is Amex the only company that does this? All of my other CR numbers are the same as the actual CC numbers. Also the Amex number has 17 digits, so 2 more than the Amex CC number, I'm assuming that's also part of their internal "encoding"?

Yes, as far as I know AMEX is the only creditor that masks the account # on your credit reports with an internal reference number.


March2010 FICO® ~ 695 TU, 653 EQ, 697 EX