Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
Re: Scorewatch update
[ Edited ]

Your alert looks normal. I get them too. It's a score alert. As you know, absent any credit alerts (e.g. balance increases, new TLs, new inquiries, etc.) SW will begin monitoring your EQ FICO for score changes every 7-10 days. Within or by that time frame, it'll present either a notice saying nothing is happening, or will throw out a score alert with your score change. It'll only guess as to the change, but the guesses aren't wholely reliable. If your balances increased, then their guess was accurate. 

 

The second part of the alert is a generic response and everyone gets it. It'll throw out ideas as to why a score changed, but they don't always apply to you. 

 

ETA...immediately change your target score to match your latest alert.