Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
Re: No score alerts--why am i paying for this service again?

lisamar81 wrote:

@llec - a new account, a utilization decrease from 38% to 7% and new activity on a card after being stagnant for over 3 months. Everything was reporting on Creditkarma etc. So i got curious and wasted a freebie report to find it did update on myfico--just no alert.


Not every drop in util will result in a FICO change. And you don't get alerts for decreased balances. You should have received an alert for the new TL though. How many days had passed between your freebie report and the day the new TL reported to EQ? Definitely worth a review of your alert history.