Lucy! You got some splainin' to do!
01-17-2013 06:20 PM
The simulator says if I pay down x amount for every month for 1 month my score will be 724-764.
The simulator also says if I pay the same x amount of my total revolving/open account balance (the other option) that my score will be 684-724. What gives? The simulator indicates the reason for the increase (both) are identical. By the way, I already paid x amount last month so I'm just waiting to see which is going to be closer.
What has been your experience with this witchcraft?