Regular Contributor
NY_Beauty
Posts: 193
Registered: ‎11-10-2012
Lucy! You got some splainin' to do!

The simulator says if I pay down x amount for every month for 1 month my score will be 724-764.

The simulator also says if I pay the same x amount of my total revolving/open account balance (the other option) that my score will be 684-724.  What gives? The simulator indicates the reason for the increase (both) are identical.  By the way, I already paid x amount last month so I'm just waiting to see which is going to be closer. 

 

What has been your experience with this witchcraft?

Amex Green Amex Gold Delta Rewards Discover IT CU Rewards Visa Closed on my new home 5/2013!