Established Member
Posts: 10
Registered: ‎03-24-2007
What should be my next step
In February of this year I disputed some accounts on my credit reports and ordered my fico scores. I have judgements (some satisfied some not) and delinquent accounts from old cc's that are now charged off or settled. In the interim I got a orchard card w/limit of $300.00 (recently) Back in February my scores were low 500 now they are in mid 500's because the accounts that I disputed an were either updated or deleted. If I contacted the creditors for the last 2 cc's to set up a payment with them would that adversly affect my scores?  And also should I keep the one card or should I apply for another card to help my credit?  Thanks for any guidance