Moderator Emeritus
Brammy
Posts: 5,436
Registered: ‎03-10-2007
If you mke arrangements to pay those debts off I believe...
If you mke arrangements to pay those debts off I believe at that time it would reage causing the accountsto stay on your reports up to seven years after the last payment if they agree to reage.  I would take reaging as it will delete the negative reporting.  However, if you PIF the debts they will only remain on your report seven years from the date of last delinquency.