Re: Just got an alert my score dropped..d
[ Edited ]
on't know why?!?
02-03-2012 04:47 PM - edited 02-03-2012 04:48 PM
I did look under there. I'm guessing because I'm still under the 10 day trial they're not showing me the changes that caused this to drop. I guess the only thing to do is wait until Monday and either I'll have access to those details of the score drop in SC or I'll use my second report to see what's going on.
SW will not list the specific changes that occurred to your report [ETA...though it'll sometimes list specific changes, but not dropped baddies]. It'll only give a general idea within the alert and that always isn't the exact cause for the point change. Basically SW is good for FICO score alerts and score changes, plus you get two FICO reports with that with any future reports at 30% off. In between ordering reports, you'd only get general ideas for those changes. Many of us subscribe to a CMS outside of SW so as to pull new reports as needed.
Per a drop, and copying others, it could be changes in util, a changed baddie, drop in AAoA, disputes often result in score drops, rebucketing, etc.