In your prev. post, you mentioned you paid $17. Was that via Equifax.com or myFICO?

I get so many updates, it had started to become annoying - as I would not be in front of a PC, and I would want to adjust the target score STAT and would have to do it on my small 4in phone screen.

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Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700
Take the myFICO Fitness Challenge

sorry it was 19.95$ the report was pulled on Myfico

Per the 2nd report, if you click into the SW product bar, and look under the graph, you should see an option for the 2nd report. Now I always thought the 2nd report wasn't available until you have been subscribed for at least 3 months, but someone corrected me. If that 2nd report isn't showing (w/ the first being used when subscribed), then you should see an option for 30% off future EQ FICO reports. If you do pull a FICO report again do so via that link and you'll save $6 or so. I had been on here for a year paying full price when I realized I could have been saving all along.

Yes i see the 30% reduced price, but why should i be buying it and see the updated score. The score watch should trigger this. On 31st i knew there was a change but didnt get any alert. I purchased it and saw a increase in the score. After 2 hours of purchase i get an alert saying my score has changed.

I dont think the monitroring is happening correctly, or will this happen only when you finish off your trial period and become a memeber.

Remember though that your EQ FICO is monitored at least weekly, as opposed to daily. If you got a score alert, absent a credit alert for the change in that CC, then it falls back to the monitoring only. If you pulled a new EQ FICO report 3-4 days after subscribing, and saw the score change in the new report, followed by a score alert hours later showing you what you already knew, then that score alert came timely. For best results, immediately set your target score to match your last known score.

I just pulled a daily report from EQ site to see that a change in both score and an account had been deleted. So... I logged on to MYFICO and bought a new sw report for the real fico score. ( I am subscribed to SW btw). My score actually increased  by six points but no alert. At least I get the 30% off, but I have been doubting SW reliability for a few months now.

The exact same thing happened to me. i am cancelling today

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gypsysoul wrote:

I just pulled a daily report from EQ site to see that a change in both score and an account had been deleted. So... I logged on to MYFICO and bought a new sw report for the real fico score. ( I am subscribed to SW btw). My score actually increased  by six points but no alert. At least I get the 30% off, but I have been doubting SW reliability for a few months now.

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SW (and every other service out there) does not alert to dropped accounts. Your score isn't monitored daily either. When did the TL drop?

I am aware it does not monitor deletions, but I thought it monitors score changes.  The item fell off yesterday at some point.