Per the 2nd report, if you click into the SW product bar, and look under the graph, you should see an option for the 2nd report. Now I always thought the 2nd report wasn't available until you have been subscribed for at least 3 months, but someone corrected me. If that 2nd report isn't showing (w/ the first being used when subscribed), then you should see an option for 30% off future EQ FICO reports. If you do pull a FICO report again do so via that link and you'll save $6 or so. I had been on here for a year paying full price when I realized I could have been saving all along.