Remember though that your EQ FICO is monitored at least weekly, as opposed to daily. If you got a score alert, absent a credit alert for the change in that CC, then it falls back to the monitoring only. If you pulled a new EQ FICO report 3-4 days after subscribing, and saw the score change in the new report, followed by a score alert hours later showing you what you already knew, then that score alert came timely. For best results, immediately set your target score to match your last known score.