I use USAA CMS to check my reports and Score Watch to give me score updates.  Maybe this is too much monitoring for some people, but the combo works perfectly for me.

  FICO Scores: EQ:690 TU:695 EX:706

Gripping a Gloriously Gold Spade!

Gardening: NFCU nRewards $14k - USAA Rewards $4.5k - SDFCU Flexpoints EMV Chip+PIN $5k - BoA Travel Rewards EMV $4.5k