Re: Score watch alerts
07-23-2012 02:02 PM
Couple things -- you won't see the new accounts in your report because it is a snapshot in time. You would need to pull a new report.
You won't receive score alert changes unless certain criteria are met (check the settings tab in scorewatch). To maximize your alerts, set your target score as your current score. Every time you get a score alert, update your target score to match your current score. This will notify you if it goes up or down.
Anyway, here is a good list of credit monitoring services (CMS): CMS Guide
I use USAA Credit Check Monitoring Premium. $12.25/month and I can pull a report from all 3 bureaus every day. You also get FAKO PLUS scores. Pretty useless, but it's fun to watch the scores go up.
2011 - Debts paid, no open credit
2012 - Rebuilding started, secured cards opened, SL rehabbed - EQ myFICO 636
2014 - 10k Discover, 3.5k Freedom, AmEx Green, SL, Auto Loan - EQ myFICO 695