myFICO Employee
Posts: 2
Registered: ‎10-08-2009
Re: Error Getting Free Trial

To clarify, in order for a FICO® score to be calculated, a credit report must contain these minimum requirements:

  • At least one account that has been open for six months or more
  • At least one undisputed account that has been reported to the credit bureau with in the past six months
  • No indication of deceased on the credit report (Please note: if you share an account with another person this may affect you if the other account holder is reported deceased).

For additional information about how FICO scoring helps you, visit the Credit Education Center at