Thank you! That makes perfect sense!

I've checked my settings, and you're absolutely right. I turned off the 5% alert and kept the $1 alert.

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Starting Score: EQ 607 TU 693
Current Score: EX Plus FAKO 741 - EQ myFICO 722 - TU08 720 - TU myFICO 708
Goal Score: 800+

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