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webhopper wrote:

I used to love the suze ormans kit on here; 3 scores for $49. I would stagger my usage of the three scores.

also it came with advice. I remember the first advice I got was to call and ask for an APR reduction on my credit card. I did it and much to my surprise it worked!!

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used to love? 

they are still avaliable. 

its cheaper then buying the three reports but i already know what i need to do. 

garden and pay off my cards (only 300 away). 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012

2013 Goals: Freedom Signature Costco:True Earnings

Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000