Senior Contributor
Posts: 3,889
Registered: ‎05-24-2011
SW Problem??

I have been getting SW alerts for the past 2 months, all is fine and good.  But they continue to say my score is 687 and has not changed.  I have let a credit card report with a maxed balance, no change in score.

 

I just had Directloans report my loans as closed/sold - no change.

 

I have a new account and new inquiry - no change.


Could this be right???

 

YES, my score is set to 687.

 

Thanks in advance.

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
Re: SW Problem??

All 3 examples would trigger a new score. If the score is the same, then it really hasn't moved. Sounds like something is weighing it down. BTW, DW went months without any net score changes.

Senior Contributor
Posts: 3,889
Registered: ‎05-24-2011
Re: SW Problem??
Hi, llecs. That's kinda what I thought, that I'm at the max # I can be right now with the cc balances we have right now. I pay off the credit union visa every payday, but payday is one day after statement day (last of mo/fIrst of mo)......So I'm always maxed or close to.
STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720