Re: What's so good about score watch?[ Edited ]
08-30-2012 08:42 AM - edited 08-30-2012 08:43 AM
If you want a FICO score, Score Watch is the way to go. In case you didn't know, equifax.com doesn't offer a FICO score, it's FAKO.
Just because you pay a bill doesn't mean it gets reported immediately and thus, you won't see the change in your score immediately either. Updates after a payment is made are initiated by your creditor - probably monthly - just after your bill is cut. You might be able to find out that date just by calling customer service or by keeping track on a CMS.
So, perhaps you need to reconsider when you check your score/reports. That way, you won't be so disappointed.
Good luck and congrats on paying off 2 cards. I'm sure you'll be please with the score bump when they report to the CRAs.
*edited for grammar.