Established Contributor
Posts: 568
Registered: ‎08-24-2012
Re: Score Watch=No Alerts Email

Equifax Complete shows the report date as 9/22.   


And on EX, it shows the CC as the only tradeline, the autoloan isn't on it. (the autoloan was opened in May, a balance of $10,762, and never late). 

The balance on the CC is $389, and like I said, EX has that as the only tradeline that I have.


Now, on EQ and TU, I had an autoloan opened in 3/12,but had 2 major problems with the vehicle and the dealership got us out of it and into another vehicle, and the lender paid off the first loan and it shows as a $0 balance, and opened us the 2nd loan in 5/12, which has the above mentioned balance, and again, EX doesn't show either of them.  Not sure if I should contac the lender to ask if they will report the auto to EX, if it would help or hurt??


Thank you for your advice, by the way! :smileyhappy:

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683