Established Contributor
Posts: 568
Registered: ‎08-24-2012
Re: Score Watch=No Alerts Email

Equifax Complete shows the report date as 9/22.   


And on EX, it shows the CC as the only tradeline, the autoloan isn't on it. (the autoloan was opened in May, a balance of $10,762, and never late). 

The balance on the CC is $389, and like I said, EX has that as the only tradeline that I have.


Now, on EQ and TU, I had an autoloan opened in 3/12,but had 2 major problems with the vehicle and the dealership got us out of it and into another vehicle, and the lender paid off the first loan and it shows as a $0 balance, and opened us the 2nd loan in 5/12, which has the above mentioned balance, and again, EX doesn't show either of them.  Not sure if I should contac the lender to ask if they will report the auto to EX, if it would help or hurt??


Thank you for your advice, by the way! Smiley Happy

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683