Valued Contributor
Posts: 1,063
Registered: ‎05-26-2010
Re: PayDay Loans--Help!

I was called several times by an Indian accented person claiming to be an investigator for a Los Angeles law firm.  I told him I would only speak to someone from the law firm with a verifianle California Bar Card, and also asked for the name and address of the law firm.


When I looked up the law firm I was surprised to see they looked large and legitimate - called their main number and they told me this is a scam and indicates my identity has been compromised.  The law firm has been unable to get FBI or Secret Service to do anything because the calls are originating in India.  They use services that make the caller ID look like a US based number, and keep changing them.


I had one more call, I think from the same person claiming to be with a different law firm.  When I told him the FBI would like to interview him and asked for the address where they could meet him he hung up.


There is no such thing as criminal charges for debt.  Most states that allow payday loans specifically prevent use of the check you sign to "secure" the loan in a prosecution for a bad check. 

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
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