Senior Contributor
Posts: 3,626
Registered: ‎10-13-2009
Re: Will it help?

eduardofabian1 wrote:

I have two revolving accounts. One is a credit card and the other is a line of credit. Both accounts have been closed, and I made special agreements to pay them in a fixed amount monthly. Both accounts get reported on the credit bureaus as revolving. Is there any chance to ask the creditor to report those as installments since they are being paid in fixed payments each month and the credit lines have been closed? If so, will I see improvements in my credit score and report? Thanks.


I probably wouldn't push my luck.  They could come back and report that the accounts are being paid under a payment plan and that is a derogatory on your credit report.