WOW, I already heard back from the PRA contact. He said:

 Your email has been received and noted. In the spirit of good will,  I am closing  this account and requesting that it be removed from your credit file. A copy of this request will be forwarded to you for your records.

YEA YEA YEA!! Chalk one up to good will. Three years of trying finally pays off thanks to the help of the people on this site & the kindness of an employee I'll never meet. Awesome.

---

Starting Score: TU 552 EQ 565
Current Score: TU 665 EQ 674
Goal Score: 700+

Take the FICO Fitness Challenge



As a new (single) mom, my goal is to buy a great house by 2012. I'm busting tail to better my credit one day at a time, thanks to the help of this forum.