Senior Contributor
Posts: 3,070
Registered: ‎11-02-2009
Re: Small indicators of success - preapproval from capital one

tray wrote:

Congratulatins, did you end up apping for the card.

No, I haven't applied for the SPG card yet.  I'm still waiting on the tax return.  I just filed, so I won't have it for another 10 days or so. And once I receive the return, I'll need to wait for my reports to update after I pay off the BofA and Chase balance.  So I'm a month or so out before I apply for the SPG card. 


Thanks to everyone for the continued encouragement.  Maybe if I feel like banging my head against the wall again, I'll try another round of GW letters to see if I can get any lates removed.  But it's looking like I am just going to have to wait for them to age off.

Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720

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