Valued Contributor
Posts: 2,669
Registered: ‎04-25-2011
Re: Dealing w/Hunter Warfield

My best advice with Hunter Warfield is to deal with the OC directly... I had a similar debt, $416 dollars listed on my credit. I sent letters, no response. Finally, I contacted the OC (apartment complex) and spoke with a property manager. I agreed to pay the OC in full if they pulled it back from Hunter Warfield. They did pull it back and it is no longer reporting. Mind you; I owed this debt and it was legit.


I don't know what else they handle, but it seems apartment complexes are a favorite client of theirs.. If so, if the OC owns the debt do whatever you can to avoid Hunter Warfield, because they don't seem to follow the rules.



Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX