06-08-2011 06:41 AM
Okay my fellow credit builders, lol. I have 7 accounts with NelNet (why they are separate student loans I have no idea...lol) and allowed them to fall behind 120-150 days late. Each reporting tanked my score. Last week a GW letter was sent to some executives who took pity on my letter and gave me a second shot. Honesty truly is the best policy. i submitted documentation of each incident to substatiate my case. I checked my credit report this morning and EQ was the first to report the change in all 7 trade lines as PAID AS AGREED! To them I will forever be grateful. With all of this I am wodering if I will see a substatial increase in my scores?
Starting Score: 06/2011 505 EX 523 Lender Pulled
Current Score: 08/2011 628 EX 575 Lender Pulled
11/14/2011 TU 584
Goal Score: 700
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***Closed on my home 05/18/2012***