Valued Member
eharley0142
Posts: 36
Registered: ‎07-29-2010
Re: IRS Lien Removal
[ Edited ]

I pulled my scores on 6/3, before the lien was withdrawn, and they were

 

TransUnion 719

Equifax 710

 

I pulled my scores today, 8/3 

 

TransUnion 726

Equifax 707

 

So TransUnion improved, while Equifax went down.

 

The differences:

 

- Equifax has an inquiry from my credit union auto loan refinance in December, and TransUnion doesn't.

 

+ Equifax shows only my Ch 7 bankruptcy from 1/2004, while TransUnion shows the bankruptcy and a 2003 IRS tax lien released in 2008 (this is the one that I couldn't get withdrawn).

 

Otherwise, the reports are mostly identical.

 

The house I have been renting for the last year went into foreclosure in December. The bank finally took the property last week, and now I'm going to try and purchase it. I hope I can get a mortgage with a decent rate.