Valued Contributor
Posts: 2,659
Registered: ‎04-25-2011
Re: Santander Repossession Removal, 21 point gain!

rescueman451 wrote:

Congrats on this!!  I also have a CO with Santander for a vehicle.  Sold the car and gave them what I received plus another lump sum payment.  Still reporting negatively and would LOVE to get this removed.  Do you have the contact info?  If so, would you mind sharing with me?

I used the PO Box and the email form on the website, if you would believe that! I just stayed persistant with the letters. The only thing working in my favor is that my loan was with Citi and settled prior to them taking over the portfolio, so I think ultimately they just conceeded that maybe they didn't have the information correctly.

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX