Valued Contributor
Posts: 2,669
Registered: ‎04-25-2011
Re: Santander Repossession Removal, 21 point gain!

rescueman451 wrote:

Congrats on this!!  I also have a CO with Santander for a vehicle.  Sold the car and gave them what I received plus another lump sum payment.  Still reporting negatively and would LOVE to get this removed.  Do you have the contact info?  If so, would you mind sharing with me?

I used the PO Box and the email form on the website, if you would believe that! I just stayed persistant with the letters. The only thing working in my favor is that my loan was with Citi and settled prior to them taking over the portfolio, so I think ultimately they just conceeded that maybe they didn't have the information correctly.

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX