My first-ever GW attempt = immediate success!!!
09-07-2011 10:50 AM
I have a student loan through MOHELA (Missouri Higher Education Loan Authority) that has been open since 2004. I pulled my credit report a few weeks ago and it was showing that I had one 30-day, one 60-day, and one 120-day late reporting on it from fall 2005 (this account is one of three baddies on my report, including a paid medical collection from last year and an unpaid CO from 2005). I'd never heard of a GW letter before I found this forum, but I thought I'd give it a go. I did some searching last night and I found an annual report PDF that listed the email address of MOHELA's executive director.
I sent him an email around 1:00 a.m. EST last night and I got a voicemail about an hour ago from someone at MOHELA named Belinda (very friendly!) who said that a request has been sent to all three credit bureaus to remove the late payments from my history and that a letter to that effect is in the mail to me today. She also said that it can take up to 30 days for the change to show on my credit reports and to please give her a call if I have any questions.
WAHOO!!!!!!! I'm so excited!!!!!!! Now I might actually have the energy to start working on getting the other two baddies removed, as well.
Starting Score: 609 (8/23/11)
Current Score: TU: 799 (7/31/14) EX PLUS: 770 (5/7/14)
Goal Score: 820