Valued Contributor
Posts: 2,669
Registered: ‎04-25-2011
Re: Santander Repossession Removal, 21 point gain!

Hey RustyRico


Your situation differed from mine in a lot of ways I believe; my repo was prior to Santander taking over the CitiFinancial portfolio, where as yours appears to be Santander took over a current loan from Drivers.


If Santander repo'ed you, they are  big old pain in the bootie. But I didn't use any specific address or email address. Just their normal addys.


Good luck! I wish I coulda provided you with some better information.



Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX