Valued Contributor
rckstrscott
Posts: 2,659
Registered: ‎04-25-2011
Re: Santander Repossession Removal, 21 point gain!

Hey RustyRico

 

Your situation differed from mine in a lot of ways I believe; my repo was prior to Santander taking over the CitiFinancial portfolio, where as yours appears to be Santander took over a current loan from Drivers.

 

If Santander repo'ed you, they are  big old pain in the bootie. But I didn't use any specific address or email address. Just their normal addys.

 

Good luck! I wish I coulda provided you with some better information.

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX