Valued Contributor
GoodCredBen
Posts: 1,532
Registered: ‎10-25-2011
Re: What I am working on Now AKA Rebuilding Journey

you are heading in the right way!!!

 

Mine have jumped all around since i started this credit journey.... but i hope to have it all taken care of soon! :smileyhappy:

 

mine have actually gone down :smileyindifferent: since i started lol....

 

GOOD LUCK!!! KEEP IT UP!

Starting Score: 512 10/2011 Current Score: EQ: 686 | TU: 689 | EX: 661
In My Wallet: SFCU Visa: $10,000 | UECU Visa: $5000 | WellsFargo: $3900 | Cap1 QS: $3500 | Cap1 QS: $3000 | Cap1 AU: $1750
Gardening Since: 6/1/2014
May the debt elimination begin! 9680/27150
New Visitor
beatles116
Posts: 4
Registered: ‎12-13-2011
Re: What I am working on Now AKA Rebuilding Journey

quick question...after you paid off trident, did they remove everything about trident form you cr?????

Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008
Re: What I am working on Now AKA Rebuilding Journey

I am still waiting on it to come through but both the letter and the lady on the phone said:

 

complete deletion, When it finally goes through I can let you know for sure


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
New Visitor
beatles116
Posts: 4
Registered: ‎12-13-2011
Re: What I am working on Now AKA Rebuilding Journey

yeh, i would like to know...i just donjt trust them, i got a bmg acct., 48 bucks, that took a chunk out of my experian report, i paid it yesterday, and now i'm disputing it, that way it will be done quicker, i just want it off completely....they said it would be, but i just done trust them.....and this was from 7 or 8 yrs ago, ijust found out....

New Visitor
beatles116
Posts: 4
Registered: ‎12-13-2011
Re: What I am working on Now AKA Rebuilding Journey

i have a 795 of the other 2 reports and 724 with experian afer the trident thing....i didnt realize how much one hting could hurt....only nick i have on my report and it did that much damage... 

Valued Contributor
discernment
Posts: 1,142
Registered: ‎09-01-2011
Re: What I am working on Now AKA Rebuilding Journey

hoping2rebuild wrote:

 

Keeping my fingers crossed that everyone gets many deletions, gw's and HUGE point jumps for Christmas this year :smileyhappy:



You have a great attitude.  Keep on keeping on and let's see where you are this time next year!!! :smileyhappy: 



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Valued Contributor
GoodCredBen
Posts: 1,532
Registered: ‎10-25-2011
Re: What I am working on Now AKA Rebuilding Journey

hoping2rebuild, you are great 

Starting Score: 512 10/2011 Current Score: EQ: 686 | TU: 689 | EX: 661
In My Wallet: SFCU Visa: $10,000 | UECU Visa: $5000 | WellsFargo: $3900 | Cap1 QS: $3500 | Cap1 QS: $3000 | Cap1 AU: $1750
Gardening Since: 6/1/2014
May the debt elimination begin! 9680/27150
Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008
Re: What I am working on Now AKA Rebuilding Journey

That's so sweet ya'll are too kind :smileyhappy:


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008
Re: What I am working on Now

I am almost there

 

I have went from 22 Med collections in June 2008 down to 1 as of today :smileyhappy:

 

I have went from 18 other collections down to 5 as of today :smileyhappy:

 

I plan on PFD'ing all that is remaining with our tax return then I will be COLLECTION FREE.

 

Trust and believe that when all these are gone I will do everything in my power to stay

 

Collection free!!!

 

Again thanks to EVERYONE for the advice, support and motivation

 

You all are definitely a blessing

 

I have to work on GW's to First Premier Bank and Credit One Bank.

 

Not expecting a lot of luck with Credit One since they are owned by the

 

same company that owns Resurgent, LVNV, etc... but it's worth a shot.


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Established Member
OnthewaytoAPlus
Posts: 24
Registered: ‎12-07-2011
Re: What I am working on Now

What ever happened to Absolute Collect Services? Were you able to get that removed? I have a $25 paid collection on my CR thinking of trying to GW. Also, I'm in the same loop with LVNV and Resurgent...arrgghh! Were they ablet o verify your debt or did you just get that little cookie cutter paragraph they send out as validation?