So here is a run down of the baddies on my CR that I am working on this month:
First Premier Bank
DOFD 12/2008
Balance $652.00
Charge Off
Call ed FP to see if they still owned the account and was going to pay Balance down
Said Account had been sold, I said that since account had been sold they should be showing
a zero balance, Rep from FP said to Dispute and they would change balance to 0
that will cut my Util by 49%
Paragon Revenue Group
Med Collection
DOFD 03/2009
$96.00
Sent PFD
Rhodes, Kelly and Assoc
Med Collection
DOFD 05/2011
$1213.00
Called OC on this one as I haven't have surgery found to be a billing Error
said they would have CA remove from my reports with 7 to 10 days.
JL Watson and DOFD 11/2007
Bonded Collection Agency DOFD 02/2008
DV'd both of them as they are both reporting for the same Account
Hopefully one will come off my reports
Bonded Collection Agency DV came back as Moved, Left no Address
looked them up online found new addy sent DV there.
Starting Score: 377EQ/350EX/400TU As of 11/2011