yeh, i would like to know...i just donjt trust them, i got a bmg acct., 48 bucks, that took a chunk out of my experian report, i paid it yesterday, and now i'm disputing it, that way it will be done quicker, i just want it off completely....they said it would be, but i just done trust them.....and this was from 7 or 8 yrs ago, ijust found out....