CREDIT REBUILD PROJECT LOG[ Edited ]
07-14-2008 12:35 PM - edited 07-14-2008 12:38 PM
Hey there... I started reading this forum in June 2008 and have begun the long journey of recovering my credit. I have decided to log my activity as I take this journey for two reasons. First, if anyone has suggestions or critiques, I would love to hear it. Second, if anyone is about to start a similar project, they may learn from my mistakes.
So, here we go!
6-4-2008 - Denied for multiple CC apps, seeking a new gas card. went online and pulled all 3 fico reports:
EXP - 577 EQU - 530 TRANS - 542
This is when I began reading everything I could on these forums. I found that much of my report was inaccurate or outright did not belong to me. I began the dispute process as soon as I had a clear understanding about how it worked.
Message Edited by p- on 07-14-2008 12:38 PM
11-27-2012: FICO EXP: 731 - EQU: 723 - TRAN: 731 - AVG: 728 - +178 points from JUN 2008 - MY CREDIT JOURNAL