June 04, 2008
To Whom It May Concern:
After closely examining my Equifax Credit Report obtained on 6/4/2008, I have discovered the following errors:
Problem 1
The current address is incorrectly reported as:
X
However, I have moved. Please change my current address to:
Y
Problem 2
The following account is not reported as closed by consumer:
XXXXXXX
Paid collection
However, I have closed this account and repaid everything I owed ON TIME. Please report this account as closed by consumer.
Problem 3
The following account is listed on my report:
XXXXXXXX
Date opened: 11/1999
However, I have never opened this account. It is not my account and it should be removed.
Problem 4
The following public record is listed on my report:
Type: Legal Item
(Judgement)
XXX
Amount: $1,955
Date filed: Sep 01, 2004
Status: Not Reported
However, I do not have this legal item. Please remove this record from my report.
Problem 5
A collection is listed on my report for a debt on an account that was never mine. The collection is:
The collection agency XXXXXX
was hired by Creditor XXXXXX
to collect debts on Account Number 'XXXXXXXXXXXXX.
Status: Unpaid
Balance: $2,113
Please remove this collection from my report.
I would appreciate your prompt response to these issues.
Sincerely,
XXXXXXXXX
