Valued Contributor
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Posts: 2,611
Registered: ‎06-05-2008
Re: CREDIT REBUILD PROJECT LOG
Actions Taken 6-16-2008:
 
I applied for and recieved an unsecured credit card through Orchard Bank.  I have a $300 limit (I spend more than twice that a month just on gas) and have begun using it.  The annual fee is 20 bucks, but they hit me for another 80 to start the account.  I guess beggars can't be choosers.
 
I am currently using and immediately paying this card every time I fill up.  Average transaction, $75.00.  Average daily balance $.01.  Goals for this line: 
Increase unused available credit as much as possible,
show on time payments for two years,
increase number of accounts in good standing.
 
  8-12-14: FICO EXP: 797 - EQU: 734 - TRAN: 739 - AVG: 757 - +207 points from JUN 2008 - MY CREDIT JOURNAL