Valued Contributor
Posts: 2,658
Registered: ‎06-05-2008
Actions Taken 6-16-2008:
I applied for and recieved an unsecured credit card through Orchard Bank.  I have a $300 limit (I spend more than twice that a month just on gas) and have begun using it.  The annual fee is 20 bucks, but they hit me for another 80 to start the account.  I guess beggars can't be choosers.
I am currently using and immediately paying this card every time I fill up.  Average transaction, $75.00.  Average daily balance $.01.  Goals for this line: 
Increase unused available credit as much as possible,
show on time payments for two years,
increase number of accounts in good standing.
3-26-15: FICO EXP: 814 - EQU:813 - TRAN: 809 - AVG: 812 +262 points from JUN 2008 - MY CREDIT JOURNAL