SUCCESS!!! Honda Finance Removal[ Edited ]
01-08-2012 04:07 PM - edited 03-08-2012 09:33 PM
Update 2/2/12 - Just (literally) got a call from American Honda Finance Corp... they are removing the 60 day late AND the charge-off from my credit reports!!! YAHOOOOO!!!!!! I couldn't get to MyFico fast enough! This is great news!
Update 3/8/12 - I do not actively monitor this thread so if you want contact info, send your request to me in a PM. Thanks.
I need a good contact to try a GW from Honda Finance to remove the charge-off on my account.
I missed 2 payments (1 30 day in 2006, 1 60 day in 2009) and there were only like 4 payments left on the acct but I lost my job right then.
Anyways, I made payment arrangements to the CA to pay off the remaining balance, which was complete in Mar 2010. I sent a GW letter in 7/2010 asking to have the negative/delinquent info removed from the CRA. I never heard any response. I noticed today that it is still showing on the CR and plan to send another letter this week.
Is there a better way to get a response. Here is the address I sent it to (from the CR) - 8601 MCALPINE PARK DRIVE, SUITE 230, CHARLOTTE , NC-28211
Here is the info from EQ today:
Type of Account : Installment Credit Limit:
Term Duration: 60 Months Terms Frequency: Monthly
Date Opened: 11/2004 Balance: $ 0
Date Reported: 04/2010 Amount Past Due:
Date of Last Payment: 03/2010 Actual Payment Amount: $ 314
Scheduled Payment Amount: $ 463 Date of Last Activity: N/A
Date Major Delinquency First Reported: 04/2010 Months Reviewed: 65
Creditor Classification: Activity Description: Transfer/Sold
Charge Off Amount: $ 941 Deferred Payment Start Date:
Date Closed: Type of Loan: Auto
Date of First Delinquency: 11/2009
Comments: Transferred to recovery,
Charged off account
Starting Score: 576 EQ 1-12-13
Current Score: 588 EQ 2-3-13
Goal Score: 650
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