I also had an account with Trident, I didn't get a duning notice either and

have had the same PO Box for 10 years!! However Trident is good at PFD's

They report on the 23rd of each month so if it comes back verified they will

also include a letter stateing that if you PIF they will delete.

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Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards