---

guangrui wrote:

Hello, I have a few questions on how to improve my cridit score. Im 21 years old, and im trying to get a loan for a car.

I recently checked my equifax score here are some infomations on it.

 

   Capitalone: 200 with balance of 0

    Chase:3200 with balance of 1700

   Discover:3000 with balance of 75 

 

Is there any way of improving my credit?

---

Just gonna comment on this part.

Post your interest rates for these cards.

Just by getting the CC balances down, you'd see an increase in your score, however small that may be.

But definitely get that Chase card down. Your overall util is at 51%.