Finally my 1st success!! Capital one delete!
03-12-2012 06:54 PM
Finally!!! After my mental breakdown a few days ago over not having any success I finally got one. I got a surprise letter from Capital One today saying that they are deleting the TL from all 3 CRA. It was a big surprise because I didn't send a GW. I sent them a $500 PFD about 2 weeks ago.
I can finally see the light at the end of the tunnel again.![]()
::Happy Dance::![]()
GW Crescent bank to delete 3 30 day lates, GW Transouth Financial to delete 4 30 day lates, GW Sams club, GW Service Credit Union, GW Paramount Recovery, PFD LVNV Funding, PFD Applied Bank, PFD Capital One, PFD Asset Acceptance, PFD Capital One
Re: Finally my 1st success!! Capital one delete!
03-12-2012 07:17 PM
Awesome! Grats!
I'm hoping for similar results with a few GWs I sent out today.
Starting Score: TU:650 - EQ: 672Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700
Take the myFICO Fitness Challenge
Re: Finally my 1st success!! Capital one delete!
03-13-2012 12:56 AM
Can I get the address where you sent your Cap1 GW. I have tried for YEARS with no result.
Current Score:TransUnion: 703 (11 NOV 2012), Equifax: 637 (11 NOV 2012), Experian: 628 (11 NOV 2012)
Goal Score:All scores 700+ by Dec 2013!!
Take the FICO Fitness Challenge
Re: Finally my 1st success!! Capital one delete!
03-13-2012 01:06 AM
Wow, something is up with Capital One ? Two reports today, a PTD that worked and a CLI on a basic card.....something is not right, unless they are just giddy over the HSBC deal going through or maybe its just the full moon.
Re: Finally my 1st success!! Capital one delete!
03-13-2012 01:06 AM
Wooohoo!! The smell of sweet success!
Wtg! See, your hard work really is paying off. Let's keep the momentum and knock out a few others!
Starting Score: 576 EQ 1-12-13Current Score: 588 EQ 2-3-13
Goal Score: 650
Take the myFICO Fitness Challenge
Re: Finally my 1st success!! Capital one delete!
03-13-2012 08:47 AM
I'm sooo happy for you!!! Congrats!! Gives you that boost to keep going,huh? ![]()
Way to go!!
Current Score: EQ = 592; TU = 574(4/10/12)
Goal Score: 700+
Take the FICO Fitness Challenge
Re: Finally my 1st success!! Capital one delete!
[ Edited ]03-13-2012 08:52 AM - edited 03-13-2012 08:53 AM
pipeguy wrote:Wow, something is up with Capital One ? Two reports today, a PTD that worked and a CLI on a basic card.....something is not right, unless they are just giddy over the HSBC deal going through or maybe its just the full moon.
Yeah, sounds like Capital One is so happy about the HSBC acquisition. This is just unheard of.
Congrats to the OP! I'm sure there will be more coming your way soon.
Current Score: FICO: 678 EX, 629 EQ, 658 TU, 3/27/12; USAA FAKO: 721 EX, 721 EQ, 576 TU, 3/9/12
Goal Score: 700 Across the Board and Amex Zync or Costco By The End Of 2012
Take the FICO Fitness Challenge
Re: Finally my 1st success!! Capital one delete!
[ Edited ]03-13-2012 11:53 AM - edited 03-13-2012 12:38 PM
Thanks guys! Super excited. I definitely have a boost to keep going now ![]()
annielorie, they are deleting the entire TL from my DH's CR. He used to have 2 Capital One cards several years ago that went into default. This one was charged off but still owned by them. I sent them a PFD offer worth $500 (current balance is $1,700). For some reason they just decided to delete without payment. I get to use the $500 toward other debts now.
His second Capital One card might be a different story. He defaulted on both of them at the same time but for some reason the one that they are going to delete was never sold to a CA. The other one was sold to Asset Acceptance. I have sent them a PFD. If it works then I will GW Capital One.
To those requesting info, I'm sending PMs your way ![]()
GW Crescent bank to delete 3 30 day lates, GW Transouth Financial to delete 4 30 day lates, GW Sams club, GW Service Credit Union, GW Paramount Recovery, PFD LVNV Funding, PFD Applied Bank, PFD Capital One, PFD Asset Acceptance, PFD Capital One
