I like the idea of a strongly worded letter, but here's my thought: According to the letter they sent, they said they will assume that the debt is valid, unless I notify them within 30 days in writing. I close on this mortgage at the end of the month. I'm worried that by sending a letter to them, they would make a move on it sooner. 

Also, I looked at a previous EQ report and it says that DOLA was September of 2005. Old enough for SOL but not quite old enough to technically have it drop off the CR. 

Thoughts?