CC util varies between 2-4%, $32800 total CL.
No other listed debt other than student loans.
We need her to reach 720 minimum for conventional, but better rates come past 760. Hence the effort into GW.
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Fico Scores:
EQ - 800 (Mar '13)
TU - 784 (Jan '13)
EX - 814 (Mar '12) - Lender Pull
