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MeKnig
Posts: 2
Registered: ‎03-23-2012
Re: In Desperate Need of some advice!!

I monitor my credit score through Experian, and my credit score through them is a 569. I am not sure how that relates to my FICO score though. I know that it has gone up cause I was around 520, so I am happy about that, but I would rather it be a lot higher!! Here is the information that Experian has for me.

 

 

Account TypeCollection Department / Agency / Attorney  
Balance$477.00  
Date Opened11/1/2011
Account StatusClosed
Past Due$477.00
Payment StatusSeriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department

 

 

Account TypeCollection Department / Agency / Attorney  
Balance$80.00  
Date Opened2/1/2012
Account StatusClosed
Past Due$80.00
Payment StatusSeriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department

 

 

Account TypeCollection Department / Agency / Attorney  
Balance$758.00  
Date Opened12/1/2011
Account StatusClosed
Past Due$758.00
Payment StatusSeriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department

 

Account TypeUtility Company  
Balance$328.00  
Date Opened10/1/2007
Account StatusClosed
Past Due$328.00
Payment StatusCharge-off

 

Account TypeDebt Purchase  
Balance$266.00  
Date Opened7/1/2006
Account StatusClosed
Past Due$266.00
Payment StatusSeriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department

 

Account TypeCollection Department / Agency / Attorney  
Balance$88.00  
Date Opened9/1/2010
Account StatusClosed
Past Due$88.00
Payment StatusSeriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department

 

Account TypeCollection Department / Agency / Attorney  
Balance$88.00  
Date Opened8/1/2010
Account StatusClosed
Past Due$88.00
Payment StatusSeriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department

 

Account TypeCollection Department / Agency / Attorney  
Balance$432.00  
Date Opened10/1/2005
Account StatusClosed
Past Due$432.00
Payment StatusSeriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department

 

Account TypeCollection Department / Agency / Attorney  
Balance$48.00  
Date Opened12/1/2011
Account StatusClosed
Past Due$48.00
Payment StatusSeriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department

 

Account TypeEducation Loan  
Balance$728.00  
Date Opened8/1/2011
Account StatusOpen
Date Opened8/1/2011
Account StatusOpen
Payment StatusCurrent
CommentsStudent loan - payment deferred

 

Account TypeEducation Loan  
Balance$3,500.00  
Date Opened4/1/2010
Account StatusOpen
Payment StatusCurrent
CommentsStudent loan - payment deferred

 

Account TypeEducation Loan  
Balance$6,705.00  
Date Opened4/1/2010
Account StatusOpen
Payment StatusCurrent
CommentsStudent loan - payment deferred

 

Account TypeAuto Loan  
Balance$24,285.00  
Date Opened10/1/2011
Account StatusOpen
Mo. Payment$498.00
Payment StatusCurrent
Terms60 Months

 

Account TypeCredit Card  
Balance$0.00  
Date Opened5/1/2011
Account StatusOpen
Payment StatusCurrent
Limit$500.00
TermsRevolving

 

Account TypeUnsecured Loan
Date Opened12/1/2010
Account StatusClosed
Payment StatusPaid satisfactorily
Terms12 Months