Epic Contributor
Posts: 24,787
Registered: ‎03-19-2007
Re: DV letter?

In most cases, the debt collector has sent a prior dunning notice.  If it is in your CR, they were required to have done so within 5 days of such reporting.


Dunning notice must advise you of how to DV.  I would use no more to identify the account than what they have provided to you.