App itch, sad denials, and a ghostly wage garnishmen
03-24-2012 08:20 PM
so with my new credit worthy scores, I thought I'd take the gamble and see if I could get some higher limits out there besided Orchard and Credit One. Umm...nope! I tried Walmart and Mazuma CU. Walmart said you will get a response in 7-10days, called the back door number and got an Im sorry but no from a very nice Indian Peggy. Mazuma said review necessary. I thought Yeah! since I have the bk, they wanted to do an extra review even though they had my good scores. They stated give us 300 and we will give you a secured card, no go on unsecured. oh well. lesson learned. back to letting time pass and I will try again in 6 months.
OHHH and out the blue, I got garnished! ha! Old med bills that werent included in my BK. they tried to sue me once, but because my bk, they suspended the court date, well I forgot about the date to go back, the guy won the judgment and it took them 6 months to execute the garnishment. I believe they watched until my bk was discharged. I got hit 422 bucks out of my ck. I would fight it however, the total judgment was 1000, 2 more hits and Its paid, it will cost me more to fight it. So Im taking this whipping.
Its been a rough week. the road back to life is a bumpy one to say the least.
good luck all!
Starting Score: 479 (TU) 481 (EQ) 508 (EX FAKO) November 2011
Current Score: 687 (TU 3/26/2012 Lender pull) 658 (EQ 3/15/12 Score Watch) 640 (EX FAKO)
Goal Score: 740+
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