I have had my Orchard bank for 3 years , always paid on time and never went over the limit fee, I have NEVER recieved a CLI, I am about to cancel this card , just paid it off .

I have recieved Capital One cards two of them,  J C Penny and Sears Mastercard and Wallmart......none of these have any fees and the limits are higher...................I will be cancelling it , the yearly fee is 79.00 bucks !!!!!